ExpatExplained Spain

Expat Explained · estimate printed · · not tax or legal advice

Employed · 2026 figures

Salary calculator: gross to net

What's a Spanish salary really worth? Enter the gross figure from a job offer (still looking for one?) and see your take-home pay, and how it changes from region to region.

The annual figure in your offer or contract (salario bruto anual).
Income tax is half state, half regional, so where you're registered matters.
Paid in
Many Spanish contracts pay 14 times a year: 12 months plus extra payments in summer and December.
Children
Take-home per payment
€2,061

€28,853a year
€6,677income tax
€2,470social security
You keep Income tax Social security
Same salary, every region Yearly take-home, highest first, with the difference from yours. Tap a region to switch to it.
How it's worked out

What to do next

  1. Check your first payslip

    Your employer withholds tax each month as an estimate. Compare it with this figure; any difference is settled in your tax return the following spring.

  2. Just moved to Spain?

    On a higher salary, the special regime for new arrivals (the Beckham law) can mean a lot less tax for six years.

    Beckham law calculator →

  3. Thinking of freelancing?

    See what you would need to invoice to match this salary.

    Employee or autónomo? →

How your salary becomes take-home pay

Two things come off a Spanish salary. Social security is a fixed percentage of your pay, up to a ceiling. Income tax (IRPF) is progressive, and it's split into a state half and a regional half, each with its own rates. That's why the same salary pays differently in Madrid and in Cataluña.

Before the rates apply, your taxable income is reduced: by your social security, a standard €2,000 for work expenses, an extra reduction for lower earners, and a tax-free personal allowance (more if you have children).

Why doesn't my payslip match exactly?

Your employer withholds tax each month using an estimate of the whole year. This calculator works out the tax you actually owe for the year. Any difference is settled in your annual tax return (la renta) the following spring.

Does 12 or 14 payments change how much I earn?

No. The yearly total is the same; 14 payments just means smaller monthly payslips plus two extra ones.

What isn't included?

Other income (rent, savings, investments), regional deductions such as rent or childcare credits, disability and age allowances, joint filing, and the special regimes in País Vasco and Navarra. If you've just moved to Spain, you may also qualify for the Beckham law regime, which is calculated differently.

Sources

Last checked 16 October 2026. This is an estimate, not advice; your gestor or the Agencia Tributaria has the final word.

Try another calculator